How we're making this happen...

Hi, we’re Pumpkin, a pet care company on a mission to make the best pet care possible fur all. 

        We give every pet best-in-class insurance plans – and nothing less. Despite the fact that  61% of Americans don’t have enough savings to cover a $1k pet emergency, less than 2% of dogs and cats in the US have insurance.** Pumpkin Pet Insurance plans help families say ‘yes’ to the best, most advanced veterinary care possible by providing every enrolled pet – young or old, purebred or mixed, healthy or sick – with the same extensive accident & illness coverage.

While pet ownership & adoption rates are at an all-time high, 1 in 4 families are unable to provide the veterinary care they want for their pet, mostly due to financial barriers.* We created Pumpkin because we believe all pet parents should be able to give their dogs and cats the best care possible, so they can stay healthy throughout their lives. 

Meet Pumpkin’s pack of pet lovers.

        We’re just getting our paws wet. We're working on a bowlful of projects and pilots to help create a healthier, happier world for pets and their people. We’re inspired by the future of pet health care and are working on ways to provide better individualized care for pets by using data and diagnostics to predict their future needs, inform care decisions, and improve health outcomes.


more veterinary visits from an insured pet vs. uninsured pet1

        We make essential preventive care more affordable for all. We want to help families prioritize the care their pets need for everyday health and wellness as well as for unexpected accidents and illnesses. It's why we worked with veterinarians to create a unique wellness package called Preventive Essentials. It’s not insurance, but an optional benefit pet parents can easily add to their insurance plan to get refunds for crucial preventive care all pets need to stay healthy, from annual wellness visits to routine vaccines.

We’re a team of engineers, product managers, marketers, data nerds, designers, and customer service gurus who love and live for our pets – and for yours. The culture we have here, and the experience we create for our customers, is inspired and driven by 5 principles.

        We support the vets who go above and beyond to care for our pets. We want to bring awareness to the heroic work – and hardships – of the veterinary community. That’s why on April 2nd 2020, we launched the #ArfMeowOrVets campaign to support the veterinary hospitals and staff that have cared for pets during the COVID-19 crisis, despite facing tremendous financial challenges.

Pumpkin's 5 guiding principles.

  • Pets Come First: Put what's best for pets at the center of everything we do
  • Trust the Pack: Help families make empowered pet care decisions
  • Jump Fences: If there’s a will, there’s always a way over them
  • Share Toys: Be generous with our gifts and amazing things will happen
  • Dig New Holes: Challenge conventions to create the future of pet health care

Interested in partnering with Pumpkin or joining the pack? We’d love to hear from you.

Notice to California Residents

Pumpkin Pet Insurance policies do not cover pre-existing conditions. Waiting periods, annual deductible, co-insurance, benefit limits and exclusions may apply. For full terms, visit Products and rates may vary and are subject to change. Discounts may vary and are subject to change.

Pumpkin Insurance Services Inc. ("Pumpkin") (NPN#19084749) is a licensed insurance agency, not an insurer. Insurance is underwritten by United States Fire Insurance Company (NAIC #21113. Morristown, NJ), a Crum & Forster Company and produced by Pumpkin. Pumpkin receives compensation based on the premiums for the insurance policies it sells. For more details visit and

Pumpkin Preventive Essentials is not an insurance policy. It is offered as an optional add-on non-insurance benefit. Pumpkin is responsible for the product and administration. For full terms, visit Pumpkin Preventive Essentials is not available in all states.

© 2021 Pumpkin Insurance Services Inc. All rights reserved.

*Access to Veterinary Care Coalition, “Access to Veterinary Care: Barriers, Current       Practices, and Public Policy,” December 2018.
**Bankrate, “Financial Security Index survey.”, released January 2018;
 NAPHIA, “AVMA Amends Pet Insurance Position to Take More Proactive Stance.”, Aug. 2019.


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